Insurance & Payment

We accept most major insurance plans and offer financial assistance for those who qualify. At MomDoc, all women are seen.

Accepted Insurance Plans

Commercial Insurance

• United Healthcare
• Cigna
• Ambetter (not AZ Priority Care)
• Tricare
• Medicare

Other Networks

• Banner Health Network
• Innovation Care Partners
• Arizona Foundation for Medical Care
• Equality Health Network
• ACN (UHC Choice Plus, Cigna Local Plus/Sure Fit, Intel Connected Care)

Contracted Networks (Multiplan)

• PHCS
• Health EOS and EOS Plan Networks
• Beech Street Network
• AMN/HMN/RAN Networks
• IHP Network
• Value Point by Multiplan

AHCCCS Plans

• Health Choice
• Mercy Care
• Mercy Maricopa Integrated
• CMPD, Indian Health Services
• UHC Community Plan
• Arizona Complete Care
• Molina/Magellan

Don't see your plan? We accept hundreds of others.

Please call us for a courtesy verification. (480) 821-3601

Billing Transparency

Annual Exam vs. Problem Visit

Insurance covers preventive care (your annual Well Woman exam) at 100%. If you discuss a specific medical problem during the same visit, insurance rules require a diagnostic code, which may trigger a copay or deductible.

How Pregnancy Billing Works

Maternity care uses a "Global Fee" model. Your routine prenatal care, delivery, and postpartum checkup are bundled into one package. We confirm your benefits early in your pregnancy.

Lab Tests Are Separate

Pap smears, blood work, and biopsies are processed by external labs (Sonora Quest or LabCorp), not MomDoc. You will receive a separate bill from the lab. Tell your provider if your insurance requires a specific lab.

Good Faith Estimate

Uninsured or self-pay? You have the right to a Good Faith Estimate of expected charges before scheduling non-emergency services. Ask our team when you book.

Financial Assistance & Government Programs

AHCCCS

We accept most AHCCCS plans including Care1st, Mercy Care, Arizona Complete Health, and UnitedHealthcare Community Plan.

Medicare

We accept Medicare and most Medicare Advantage plans. Please call to verify your specific plan is accepted.

Federal Emergency Services (FES)

MomDoc proudly accepts Federal Emergency Services (FES) for maternity care. We understand that FES primarily covers your hospital delivery, but we believe every baby deserves a healthy start. We provide comprehensive prenatal care for FES patients to ensure you and your baby are safe, healthy, and ready for delivery. At MomDoc, all women are seen.

Sliding Fee Scale

We offer a sliding fee scale for patients who are uninsured or underinsured.

Based on Federal Poverty Guidelines (family size + income)
Proof of income required
Applied at time of service

Please call (480) 821-3601 to ask about the sliding fee scale.

Billing Questions?

Our billing team is here to help. Call 480-963-4083 for billing inquiries or (480) 821-3601 for insurance verification and general questions.